MatchWise
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Car Loan Comparison

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Car Loans

35+ lenders competing for your business. New or used, secured or unsecured.

4.8/5
3,100+ car loans comparedASIC Licensed
MatchWise mascot with a new car
6.49% p.a.
Lowest Rate
48hr
Avg. Approval
Your Best Car Loans
Option A
From 6.79%
Option B
From 7.15%
Option C
From 6.49%
Simple by design

From question to car loan offer
in under 3 minutes.

01
Tell us what you need

The car, roughly what you want to borrow, and whether it's new or used. No personal details required to start.

02
See your real rates

We instantly match you with 35+ lenders and show actual car loan rates — not estimates or ranges.

03
Choose and apply

Compare every offer side by side. Pick the one that works for you and apply directly — one click, no paperwork.

What’s on offer

Car loans built
around you.

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New & used

Dealer or private sale, any age — compare rates for both.

Secured & unsecured

Use the car as security for a lower rate, or keep it unsecured.

No early payout fees

We filter out lenders that charge you to pay it off sooner.

Fast approval

Most lenders come back within 48 hours of your application.

Why MatchWise?

Built for Australians.
Built without bias.

Real rates. No teaser traps.

We surface only the actual rates you qualify for. No bait rates. No ballpark ranges. What you see is what you get.

No credit score impact.

Every comparison uses a soft enquiry only. Browse freely — your credit score stays exactly where it is.

Free. Always.

MatchWise is 100% free for consumers. We're paid by lenders when you choose their loan. You never pay us a cent.

Real Australians. Real savings.

3,100+ car loans
compared smarter.

★★★★★

“Got my car loan approved in 48 hours at a better rate than any bank I'd tried. The comparison was instant and actually showed real numbers.”

James K.
Sydney — Car Loan
★★★★★

“Bought privately and thought that would limit my options. MatchWise found four lenders happy to fund it, all cheaper than my bank.”

Amara O.
Adelaide — Used Car
★★★★★

“Refinanced a dealer finance deal I got talked into. Dropped 3% and saved more than $2,000 over the remaining term.”

Tom R.
Geelong — Refinance

Your best car loan rate is one comparison away.

Join 3,100+ Australians who've compared car loans smarter. No credit check. Free forever.

Compare Now