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Personal Loan Comparison

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Personal Loans

From $2k to $100k. Consolidate debt, renovate, or fund whatever comes next.

4.8/5
6,500+ personal loans comparedASIC Licensed
MatchWise mascot celebrating a personal loan approval
7.25% p.a.
Lowest Rate
$100k
Max Amount
Your Best Personal Loans
Option A
From 7.49%
Option B
From 8.10%
Option C
From 7.25%
Simple by design

From question to personal loan offer
in under 3 minutes.

01
Tell us what you need

What the loan is for, roughly how much, and over how long. No personal details required to start.

02
See your real rates

We instantly match you with lenders and show actual personal loan rates — not estimates or ranges.

03
Choose and apply

Compare every offer side by side. Pick the one that works for you and apply directly — one click, no paperwork.

What’s on offer

Personal loans built
around you.

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Any purpose

Renovations, a wedding, travel or consolidating debt — all covered.

Fixed repayments

Know exactly what leaves your account each month.

No early payout fees

We filter out lenders that charge you to pay it off sooner.

Debt consolidation

Roll multiple debts into one lower repayment.

Why MatchWise?

Built for Australians.
Built without bias.

Real rates. No teaser traps.

We surface only the actual rates you qualify for. No bait rates. No ballpark ranges. What you see is what you get.

No credit score impact.

Every comparison uses a soft enquiry only. Browse freely — your credit score stays exactly where it is.

Free. Always.

MatchWise is 100% free for consumers. We're paid by lenders when you choose their loan. You never pay us a cent.

Real Australians. Real savings.

6,500+ personal loans
compared smarter.

★★★★★

“Consolidated three credit cards into one personal loan. My repayments dropped by almost $400 a month and there is finally an end date.”

Rachel B.
Newcastle — Debt Consolidation
★★★★★

“Needed to fund a kitchen renovation fast. Compared in about two minutes and had the money within the week.”

Michael D.
Canberra — Renovation
★★★★★

“I assumed my bank would give me the best rate because I have been with them for years. They were the third cheapest of five.”

Hannah W.
Hobart — Personal Loan

Your best personal loan rate is one comparison away.

Join 6,500+ Australians who've compared personal loans smarter. No credit check. Free forever.

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